From heirloom jewelry passed down from generation to generation, to your priceless collection of New York Yankees paraphernalia, we have special coverage plans designed specifically to protect antiques, collectibles, jewelry and fine arts.
Traditional homeowner’s insurance policies have sub limits that limit the amount of insurance for specific classes of personal property. For example, cash and coins may only be covered up to $500 on a homeowner’s policy. However, if you have a valuable collection of antique and international coins, this limit may not be adequate for you. Homeowner’s policies contain sub limits for guns, jewelry, paper documents, silverware and other collectibles as well. In some cases, high value items can be scheduled on your homeowner’s policy. In other cases, you may need a separate policy to give the protection that you need.
Please speak with your licensed insurance professional to help evaluate your collection and the optimum way to protect it.